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Low-cost house loan in Pakistan: how to get one?

Do you think you qualify?

SAMAA | - Posted: Sep 23, 2021 | Last Updated: 4 weeks ago
SAMAA |
Posted: Sep 23, 2021 | Last Updated: 4 weeks ago

The government’s low-cost house loan was launched under ‘Mera Pakistan Mera Ghar’.

What documents are required and what conditions do you need to fulfill to qualify?

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3 Comments

  1. Faisal  September 23, 2021 11:39 pm/ Reply

    I have applied for Naya Pakistan Housing scheme via JS Bank,
    and my loan got approved.
    I found a leased apartment in ‘New Building’ and the bank says
    ‘Building Completion Certificate’ is also required.
    While I have read state bank updated guidelines
    and this clause is exempted
    ref https://www.sbp.org.pk/smefd/circulars/2021/C10.htm
    But my bank says they have not received any circular and
    still asking me for a completion certificate.
    Pls clarify:
    If Building Completion Certificate is a must or not?
    (For new buildings, after 2012 construction)

  2. Anonymous  September 27, 2021 12:32 am/ Reply

    I have applied this loan at bank alhabib after fulfillment of all documents and requirements and after 3 months of hard struggle, my application was rejected only because of my 50,000/- as a private teacher, they rejected my application and said you are a poor personal there fore my application was rejected.

  3. Xavier  September 27, 2021 6:29 pm/ Reply

    All is in VAIN.banks will have too mush fuss over the whole process and procedure and issue. Not last ,butthe least you will hardly stand a chance of securing house loans!

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